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The Cardholder shall not document the PIN in any kind so as to facilitate the PIN coming to the knowledge of a 3rd get together. BRAC Bank is allowed by the Cardholder for finishing up transactions and directions authenticated by the PIN and shall not revoke the identical. If the Cardholder fails to watch the safety requirements, s/he might incur legal responsibility for BRAC Bank. BRAC Bank could, in its absolute discretion, concern a new PIN on the existing Card.
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If the current stability is lower than Minimum Amount Due then the present steadiness becomes totally due. However, if the Minimum Amount Due just isn’t paid by the cost due date or solely partly paid, the unpaid amount might be added to the next assertion’s Minimum Amount Due. Such transactions may even be topic in to a financial institution Charge because the Bank may determine in its sole discretion every so often. The trade rate may differ from the speed on the transaction date because of market fluctuation. The BRAC Bank’s 24-Hour Call Center is on the market to all Cardholders.
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The Bank reserves the best to retain the appliance forms and documents provided therewith, together with photographs, and received’t return the same. Lost, stolen or broken Priority Pass cards are to be reported instantly to BRAC Bank. The Credit Limit assigned to the Primary Cardholder is inclusive of the Credit Limit of the Supplementary Cardholder and the Primary Cardholder and the Supplementary Cardholder can not make transactions by way of their respective Cards past the said Credit Limit. The Bank may at its absolute discretion concern a Supplementary Card to a person nominated by the Cardholder and approved by the Bank.
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If cardholder has account with BRAC Bank, s/he can dial BRAC Bank call center at and give instruction of debiting cardholder’s BRAC Bank current/savings account to pay bank card bill. This course of will require PIN verification. The Cardholder could choose not to settle the current stability in full, by which case the cardholder should pay no less than ‘Minimum Amount Due’ as determined by the Bank once in a while on or earlier than the fee due date.
Installment tenure might vary from 3 to 36 months. In the occasion that the cardholder recovers the lost or stolen card, he/she shall immediately return the same reduce in halves to the Bank without utilizing it. The Cardholder shall not use the PIN after reporting to the Bank of the disclosure of the same to any other party. BRAC Bank shall present Statement by way of e mail until the Cardholder explicitly informs the Bank that s/he needs hardcopy assertion.
The Cardholder undertakes to signal such further document as may be requested by the Bank every so often to provide effect to such assignment and switch. Information may also be processed for the purposes of complying with relevant laws, together with anti-money laundering and anti-terrorism laws and rules and fighting crime and terrorism. This could require the disclosure of information to a Bangladeshi or abroad governmental or regulatory authorities or to another individual we fairly suppose essential for these functions.
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Subject to the necessities of statute, notification of any such change shall be given to the Cardholder by the Bank both in writing or by publication thereof. Such changes shall apply to all unpaid Finance Charges, Fees, Cash Advances, Costs and Card Transactions. These complaints shall be resolved as per the coverage of respective cost network (Visa/ Mastercard) and the choice of the fee community might be thought of as last. The Bank can’t be held liable for setting claims emanating from this scheme or for the approval or rejection of any claim. If you fail to inform BRAC Bank inside one hundred twenty days of buying the product/service; the Bank is not going to be held liable to entertain the criticism. The Bank shall be entitled at any time without the consent of the Cardholder to assign and transfer the whole or any part of its rights of obligations under this Agreement.
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